Does Home Insurance Cover Termite Damage?

When considering purchasing a new home or protecting your current one, be sure to review your insurance policy carefully, as most homeowner insurance policies do not cover termite damage. Termites cause billions of dollars in damage and treatment costs in the United States each year. This money is spent on efforts to treat and remove these destructive insects, and to repair the damage they cause.

Homeowners insurance companies don’t often cover termite damage because, for the most part, they consider termite damage preventable. This type of damage can be considered a maintenance issue and maintaining a home and property is the responsibility of the homeowner. This is why it is crucial to have a professional inspect your home for signs of termites and damage, like cracks in the home’s foundation or the walls, since termite infestations are not easily detectable.

Related > Signs of Termite Damage

Benefits of Professional Terminix ® Termite Treatment

If left unchecked, termite damage and the costs to repair the damages can be overwhelming. And you shouldn’t wait until you spot signs of termite damage to take action, as termites can eat wood in your home without detection. By the time signs of termites are noticed, there could already be extensive damage. That’s why you should schedule a free termite inspection with Terminix.

Terminix will send a trained specialist to inspect your home and property for termites or signs of termite damage in and under the house. This inspection is free of charge. Depending on what’s found, a customized solution will be recommended to meet your needs.*

Related > Learn more about Terminix termite treatment

Related > Learn more about Terminix termite protection

Termites are relentless. That’s why you need a professional on your side who will do whatever it takes to help protect your home from them.